Amanah: Rebuilding Payments for a World That Demands Better

Money moves the world. It shapes how families survive, how businesses grow, and how nations thrive. Yet despite centuries of financial innovation, one thing hasn't changed: the systems of money movement are built on fees, friction, and exploitation.

In the Web3 era, we've seen glimpses of what's possible: decentralized exchanges, borderless assets, and new forms of ownership. But payments, being the most basic and universal function of money, remain broken.

That's why we built Amanah.

Not to be another DeFi protocol chasing unsustainable yields. Not to be another remittance service taking a cut of workers' wages.

Amanah is built with a different vision: a payments platform that is fast, self-custodial, interest-free, and radically simple. It's finance stripped of the noise, rebuilt on principles of fairness, equity, and transparency.

This is not just about Muslims or Islamic finance. This is about designing a system that actually works for people.

What Makes Amanah Different

1. Phone Numbers as the Identity Layer

Let's be honest, wallet addresses are a UX nightmare. Long strings of random characters, copy-paste errors, endless double-checking. That friction alone has stopped billions from ever touching crypto.

Amanah fixes this with something so obvious, it feels revolutionary: your phone number is your wallet identity.

• Sending money is now as simple as selecting a contact.
• No one needs to be crypto-literate to participate.
• It feels familiar, but it's powered by the blockchain.

This small design choice solves a massive UX challenge: making crypto-powered payments as simple as 'Send to Contact'.

2. One-Time Transfers for Non-Users

One of the biggest barriers to crypto adoption is this: you can only send money to people already inside the system. That's like saying you can only email people who already have Gmail.

Amanah breaks that wall with One-Time Transfers:

• You can send funds to anyone, even if they don't have Amanah yet.
• All it takes is their phone number.
• The system creates a temporary escrow vault.
• The recipient gets a claim link, verifies their number, and instantly receives their funds.

If they don't claim, your money comes back. Zero risk.

Every payment becomes an onboarding opportunity. The network grows organically, powered by real human connections, not paid ads.

3. Gas Fees? We Handle That.

For gas fees, users need SOL if they're on Solana or ETH if they're on Ethereum. It's the biggest onboarding nightmare because of so many prerequisites.

Amanah solves this with a Gas Station Model:

• Users never need to worry about holding native tokens for fees.
• Transactions are abstracted and smoothed out.
• The experience feels like Venmo or WhatsApp Pay but on-chain, trustless, and borderless.

This innovation bridges Web3 tech with Web2 simplicity, removing one of the biggest adoption hurdles in crypto payments.

4. True Self-Custody, Without the Headache

Crypto wallets often overwhelm users with too many options, creating confusion and risk. Users worry about hacks, wrong clicks, and losing access forever. With Amanah, the complexity is stripped away. Embedded wallets give users the power of self-custody without the stress of hardcore key management. It's the best of both worlds: security without the cognitive burden.

Why This Matters for Crypto Natives

If you've been in Web3 for a while, you've probably seen it all:

• Platforms offering 10,000% APY before vanishing overnight.
• Exchanges halt withdrawals when the market gets rough.
• Remittance companies charge double-digit fees for money transfers.

Amanah is the antidote. We take the power of blockchain and pair it with principles that prevent abuse.

Think of it as:

• The ease of a fintech app,
• The sovereignty of crypto,
• The stability of interest-free finance,
• With a built-in path to ethical growth.

This isn't a pivot. This is the foundation that crypto payments were always meant to have.

The Bigger Picture

Amanah is not just another startup in the noise of Web3. It's a statement: finance can be rebuilt on principles, not just profits.

• Payments that move at internet speed.
• Systems that welcome the unbanked, not punish them.
• Transfers that are clear, fair, and final.
• A design that works in Lagos, Jakarta, Karachi, or New York.

This isn't Islamic finance in isolation. This is finance reimagined for a borderless, digital-first generation.

Final Word

Payments, the lifeblood of human economies, are still stuck in the past.

Amanah is here to fix that. Not by adding more noise, but by going back to first principles: fairness, transparency, and control.

Fast. Global. Interest-free. Self-custodial. Human.

Your money. Your control. Your values.

The future isn't built by those who accept the system as it is. The future is built by those who refuse.

Amanah refuses.